In a country where the population is over 150 crore, maintaining a unique identity for all the citizens is a pretty tough task. There are still many citizens who do not hold a valid or authentic identity proof for proving their nationality. The biggest problem that people face is that they have to provide local proofs for availing of different services, especially when they move to a new place.
To resolve this problem, the Indian government has come with Adhaar Card, which is a version of social security card or social security number prevalent in US and Canada. This is a type of Smart Card, which offers a unique identity proof to people. The reason why this unique identification is significant is that it enables the citizens to link to government schemes and subsidies. In the time to come, the Adhaar Card will be essential to avail of almost all services offered by the government.
If you still have any doubts regarding Adhaar Card then it is high time to clear all the doubts and prepare yourself to apply for your very own unique identification. First of all you will have to clear the verification process prescribed by the UIDAI (Unique Identification Authority of India). No cost is involved to apply for Adhaar Card and foreigners as well as NRIs are allowed to apply for this type of Smart Card.
Easy way of applying for your unique identity
For enrolling all you need to do is to approach the nearest authorized enrolment center, along with our address as well as identity proof. Once you are done with filling up the enrolment form, you will have to move ahead with submitting your demographic and biometric information. The unique identification number is allotted only after the verification of your documents. Most of the formalities before the issue of the Smart Card take about 60 to 90 days.
Don’t worry about security factor
One of the primary concerns that hover in the mind of an applicant regarding application of Adhaar Card is the security factor. However, you can rest assured about this factor, as during the process of issuance of thisidentity proof you have to submit biometric details, including your photograph, iris, and ten fingerprints. This makes theSmart Card more intelligent and secure, and help in preventing any kind of duplicity. With this type of identity proof you can use government services anywhere in the country be it LPG connections, mobile connections, bank account creation, or educational services.
What makes this Smart Card so unique is that it aids the government in operating welfare programs efficiently so that the people can get the actual benefits of such programs. Another feature that one should not forge is thatAdhaar Card also protects citizens against spam and frauds at the same time.
Credit or Debit Card scams: Which can be more dangerous for you?
Good things never arrive alone, and in the same way the cashless status that you enjoy with a credit or Debit Cardhave its own risks. If you are still not taking such scams seriously, then it is high time to understand the risk associated with this type of payment modes. The biggest risk is of compromising your personal details, which can ultimately lead to loss of thousands of dollars.
This is a very common issue with a Credit Card, where a crook can obtain information such as expiry dates, card number, or three number pin printed on the backside, and can also make a clone. Losing your card physically is an even bigger danger, as the thief can use it to drain all your money without much effort.
Obtaining the expiry date and the number enables a fraudster to use your money for shopping online, and they can also prepare a fake Credit Card by meddling with payment terminals and obtaining your confidential information. If you think that a Credit Card makes it easy to shop online, then, on the flip side the same technology makes it easy for scammers to obtain information. Nowadays, cyber attacks targeting personal details are also on the rise.
Cyber thieves now sell credit as well as Debit Card numbers, which they have procured from different sources including restaurants, retailers, businesses, and even banks. The places where you use your debit or Credit Cardlike restaurants or shops are also on the target of cheats, who try to hack into the systems used in such places and draw out personal details of consumers.
Small businesses are also on the radar of swindlers due to the inadequate security practices they put to use in making their transactions. Now, if you think that a Debit Card saves you from the above mentioned frauds, then be alert, as scams related to this mode of payment are also on the rise. In fact, a Debit Card scam can be more dangerous and heavy on your pocket as compared to a Credit Card con. In case of the latter type, holders generally get refund of unauthorized transactions, but this is not possible with all types of payment methods.
Even if the amount is refunded, Debit Card holders do not have an access to the money that is lost, until the amount is completely refunded back to the account. Issuing companies and banks usually now make use of high tech security systems and techniques for preventing Credit Card frauds, but this is not the same for the other kind. This ultimately means that you have to be more careful while using the latter type to avoid the high risks related to it.